Credit Insurance: Do You Need It?

Posted in Insurance Saturday April 30, 2005

The next time you apply for a mortgage or personal loan, you may be asked if you want to buy credit insurance, or it might already be included in your loan proposal. Credit insurance protects the loan on the chance that you can’t make your payments. Credit insurance usually is optional, which means you don’t have to purchase it from the lender. (more…)

HUD Approves Indian Area Expansion

Posted in Home Finance Saturday April 30, 2005

HUD APPROVES INDIAN AREA EXPANSION FOR FIVE TRIBES
Homeownership opportunities increase for Penobscot Indian Nation, Wampanoag Tribe of Gay Head, Citizen Potawatomi Nation, Pala Band of Mission Indians and Yerington Paute Tribe

WASHINGTON - The U.S. Department of Housing and Urban Development today approved the request of two Northeastern, one Southern Plains and two Southwestern tribes to expand their “Indian areas” solely for the purpose of HUD’s Section 184 lending. (more…)

National Student Financial Aid in Contempt of Court

Posted in College Financing Saturday April 30, 2005

For Release: April 29, 2005

Defendants Must Pay Redress to Dissatisfied Consumers

A U.S. district court judge has held Integrated Capital, doing business as National Student Financial Aid (NSFA), and its principal, Alan Wilson, in contempt for violating terms of an August 2003 stipulated final order requiring them to make certain disclosures in connection with the marketing and sale of academic goods or services. (more…)

Retirement Plans Basics

Posted in Retirement Planning Saturday April 30, 2005

A pension plan is an employee benefit plan established or maintained by an employer or by an employee organization (such as a union), or both, that provides retirement income or defers income until termination of covered employment or beyond. There are a number of types of retirement plans, including the 401(k) plan and the traditional pension plan, known as a defined benefit plan. (more…)

Scholarship Scams

Posted in College Financing Saturday April 30, 2005

Graduating from high school is an exciting time in your life, but it can also be a stressful time. There are many preparations to be made: figuring out what your future plans are, finding the right college, and applying for all those scholarships. Be aware, in the middle of this confusion, there are many scholarship scams out in the “real world”. (more…)

Debt Relief Could Mean Bankruptcy

Posted in Home Finance Saturday April 30, 2005

Washington, D.C. — Debt got you down? You’re not alone. Consumer debt is at an alltime high. What’s more, record numbers of consumers—nearly 1.6 million in 2003—are filing for bankruptcy. Whether your debt dilemma is the result of an illness, unemployment, or simply overspending, it can seem overwhelming. In your effort to get solvent, be on the alert for advertisements that offer seemingly quick fixes. (more…)

Home Equity Credit Line: How Much Money

Posted in Mortgage Saturday April 30, 2005

How much money can you borrow on a home equity credit line?

Depending on your creditworthiness (your income, credit rating, etc.) and the amount of your outstanding debt, home equity lenders may let you borrow up to 85% of the appraised value of your home minus the amount you still owe on your first mortgage. (more…)

Identity Theft Precautions

Posted in Home Finance Saturday April 30, 2005

(PRWEB) May 1, 2005 — Identity theft is when someone uses, without permission, your personal information in order to commit any frauds or crimes. Identity theft is a felony that is becoming more and more common. That is because some of us are not very careful with personal information, making the job easier for those trying to steel our identity. (more…)

Christian Traders: Faith Based Online Investment

Posted in Home Finance, Stocks Friday April 29, 2005

Phoenix, AZ (PRWEB) April 28, 2005 — Christian Traders - http://christiantraders.com, the internet’s fastest growing faith-based online investment community, recently released their long awaited trading consort to rave reviews by traders and investors around the globe. (more…)

The Naked Millionaire

Posted in Home Finance Friday April 29, 2005

(PRWEB) April 29, 2005 — Broke, bankrupt and divorced. This is how author, Maxine Hyndman, began her journey to whealth…a word she has coined that describes total financial health. At the age of 34, the author, motivator, and marketing coach had two failed businesses, the responsibility of raising a daughter, and living in a cramped two-bedroom apartment in an undesirable area of town. (more…)